{"id":49571,"date":"2024-12-02T07:35:00","date_gmt":"2024-12-02T11:35:00","guid":{"rendered":"https:\/\/www.univistainsurance.com\/?p=49571"},"modified":"2024-11-29T11:38:57","modified_gmt":"2024-11-29T15:38:57","slug":"seguro-integral-autos","status":"publish","type":"post","link":"https:\/\/www.univistainsurance.com\/es\/blog\/seguro-integral-autos\/","title":{"rendered":"Seguro integral: \u00bfTenerlo o no tenerlo?"},"content":{"rendered":"\n
Los reclamos al seguro de auto relacionados con la cobertura integral (comprehensive)<\/strong> han experimentado un notable aumento en los \u00faltimos a\u00f1os. Seg\u00fan el Instituto de Informaci\u00f3n de Seguros (III)<\/strong>, entre 2014 y 2023, la frecuencia de reclamos por este tipo de cobertura creci\u00f3 un 45.5% a nivel nacional<\/strong>, mientras que los costos promedio por reclamo aumentaron un 46%<\/strong>, pasando de $1,572 a $2,306<\/strong>.<\/p>\n\n\n\n Estos datos reflejan varias tendencias importantes:<\/strong><\/p>\n\n\n\n \u00bfCu\u00e1ndo vale la pena tener un seguro integral?<\/strong><\/p>\n\n\n\n Aunque la cobertura integral es altamente recomendada, no siempre es necesaria para todos los veh\u00edculos. A continuaci\u00f3n, te explicamos cu\u00e1ndo es conveniente contratarla y cu\u00e1ndo no:<\/p>\n\n\n\n Cu\u00e1ndo NO es necesaria:<\/p>\n\n\n\n Cu\u00e1ndo S\u00cd es necesaria:<\/strong><\/p>\n\n\n\n Impacto de no tener un seguro integral<\/strong><\/p>\n\n\n\n No contar con un seguro integral puede tener graves consecuencias financieras en caso de un evento desafortunado. Por ejemplo:<\/p>\n\n\n\n Protege tu veh\u00edculo con inteligencia<\/strong><\/p>\n\n\n\n La decisi\u00f3n de adquirir o no un seguro integral debe basarse en las caracter\u00edsticas y el valor de tu veh\u00edculo, as\u00ed como en tus necesidades financieras.<\/p>\n\n\n\n En fin, si quieres proteger adecuadamente tu auto y encontrar el seguro m\u00e1s econ\u00f3mico, contacta un agente de 51³Ô¹ÏºÚÁÏÍø<\/strong>, quien te ayudar\u00e1 a decidir si adquirir un seguro integral es la mejor opci\u00f3n o si puedes prescindir de \u00e9l. <\/p>\n\n\n\n \u00a1Recuerda que tu tranquilidad y la protecci\u00f3n de tu veh\u00edculo son lo m\u00e1s importante!<\/p>\n","protected":false},"excerpt":{"rendered":" Los reclamos al seguro de auto relacionados con la cobertura integral (comprehensive) han experimentado un notable aumento en los \u00faltimos a\u00f1os. Seg\u00fan el Instituto de Informaci\u00f3n de Seguros (III), entre 2014 y 2023, la frecuencia de reclamos por este tipo de cobertura creci\u00f3 un 45.5% a nivel nacional, mientras que los costos promedio por reclamo aumentaron un 46%, pasando de $1,572 […]<\/p>\n","protected":false},"author":8,"featured_media":49573,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[48],"tags":[1279,1275,1277,1273],"class_list":["post-49571","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-seguro-de-vehiculo","tag-cobertura-comprehensive-2","tag-seguro-de-auto-7","tag-seguro-integral-2","tag-seguro-para-autos-modernos"],"acf":[],"yoast_head":"\n\n
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Si el valor de tu veh\u00edculo es menor a\u00a0$3,000<\/strong>, no es rentable pagar por un seguro integral. Esto se debe a que:\n\n
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