{"id":49429,"date":"2024-11-18T08:00:00","date_gmt":"2024-11-18T12:00:00","guid":{"rendered":"https:\/\/www.univistainsurance.com\/?p=49429"},"modified":"2024-11-15T14:54:46","modified_gmt":"2024-11-15T18:54:46","slug":"car-battery-covered-by-insurance","status":"publish","type":"post","link":"https:\/\/www.univistainsurance.com\/blog\/car-battery-covered-by-insurance\/","title":{"rendered":"My Car Battery Died \u2013 Is It Covered by Insurance?"},"content":{"rendered":"\n
Picture this: you\u2019re driving down a highway to meet your family for Thanksgiving, stop at a restaurant, and when you return to your car, it won\u2019t start. The dashboard shows the battery is dead. What do you do? Is the battery covered by insurance?<\/p>\n\n\n\n
Let\u2019s break it down. If you have roadside assistance coverage, there\u2019s no need to worry. Simply call, and a mechanic will come to your location to replace the battery, allowing you to reach your family gathering. Of course, the cost of the new battery will be your responsibility.<\/p>\n\n\n\n
Now, the question of whether the battery is covered by insurance has a different answer. If you have comprehensive coverage and the battery is stolen, it would be covered. However, you should consider whether the battery’s cost is lower than the deductible stated in your policy. If it is, filing a claim wouldn\u2019t be worth it since you\u2019d still end up paying for the stolen battery yourself.<\/p>\n\n\n\n
Another scenario involves collision insurance. If you\u2019re unfortunately involved in an accident where the battery is damaged, the replacement cost would be included in the covered loss calculation. It\u2019s highly likely that this amount would exceed the deductible.<\/p>\n\n\n\n
In summary, car batteries are generally not covered by auto insurance, but under specific circumstances, certain coverages might include replacement. Review your auto insurance policy to ensure you have the coverages that fit your lifestyle, vehicle condition, and budget.<\/p>\n\n\n\n
For any questions or to improve your auto insurance, contact 51³Ô¹ÏºÚÁÏÍø.<\/p>\n","protected":false},"excerpt":{"rendered":"
Picture this: you\u2019re driving down a highway to meet your family for Thanksgiving, stop at a restaurant, and when you return to your car, it won\u2019t start. The dashboard shows the battery is dead. What do you do? Is the battery covered by insurance? Let\u2019s break it down. If you have roadside assistance coverage, there\u2019s […]<\/p>\n","protected":false},"author":8,"featured_media":49427,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[20],"tags":[1115,1117],"class_list":["post-49429","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vehicle-insurance","tag-auto-insurance","tag-battery-coverage"],"acf":[],"yoast_head":"\n