{"id":49348,"date":"2024-11-14T08:00:00","date_gmt":"2024-11-14T12:00:00","guid":{"rendered":"https:\/\/www.univistainsurance.com\/?p=49348"},"modified":"2024-11-13T11:20:00","modified_gmt":"2024-11-13T15:20:00","slug":"homeowners-insurance-garden-coverage","status":"publish","type":"post","link":"https:\/\/www.univistainsurance.com\/blog\/homeowners-insurance-garden-coverage\/","title":{"rendered":"I Have a Beautiful Garden at Home \u2013 Is It Covered by Insurance?"},"content":{"rendered":"\n
November is the best time to plant a garden in Florida, as temperatures are more moderate and rainfall decreases. It\u2019s the perfect time to plant the lawn you\u2019ve always wanted and even grow roses of all colors.<\/p>\n\n\n\n
When we see homes with beautiful gardens, we often overlook the work, care, and cost involved. What some homeowners may not know is that a home garden is covered by most homeowners insurance policies.<\/p>\n\n\n\n
That\u2019s right\u2014if your garden or lawn is damaged by a risk covered by your policy, a standard homeowner\u2019s insurance will cover it. For example, if a fire damages your garden, if someone vandalizes your plants, or if damage is caused by a car accident or hail, your garden will be covered. All you need to do is prove the cause of the damage to your insurer.<\/p>\n\n\n\n
It’s important to note that the cause of damage is crucial when filing a claim. If the lawn or garden deteriorates due to flooding or an insect infestation, it won\u2019t be covered, as these risks are excluded from most homeowners insurance policies.<\/p>\n\n\n\n
Now you know\u2014your homeowner\u2019s insurance protects that beautiful space you’ve worked so hard to create and maintain.<\/p>\n\n\n\n
If you have any questions about reducing your homeowner\u2019s insurance cost, contact 51³Ô¹ÏºÚÁÏÍø.<\/p>\n","protected":false},"excerpt":{"rendered":"
November is the best time to plant a garden in Florida, as temperatures are more moderate and rainfall decreases. It\u2019s the perfect time to plant the lawn you\u2019ve always wanted and even grow roses of all colors. When we see homes with beautiful gardens, we often overlook the work, care, and cost involved. What some […]<\/p>\n","protected":false},"author":8,"featured_media":49346,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[22],"tags":[1073,1071],"class_list":["post-49348","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-property-insurance","tag-garden-coverage","tag-homeowners-insurance-2"],"acf":[],"yoast_head":"\n