{"id":48074,"date":"2024-09-16T15:10:17","date_gmt":"2024-09-16T19:10:17","guid":{"rendered":"https:\/\/www.univistainsurance.com\/?p=48074"},"modified":"2024-09-16T15:10:18","modified_gmt":"2024-09-16T19:10:18","slug":"i-cant-open-my-own-business-so-what-should-i-do","status":"publish","type":"post","link":"https:\/\/www.univistainsurance.com\/blog\/i-cant-open-my-own-business-so-what-should-i-do\/","title":{"rendered":"I can\u2019t open my own business, so what should I do?"},"content":{"rendered":"<p>I can\u2019t open my own business, so what should I do? Imagine arriving at your store, salon, small hotel, or pizzeria only to find you can&#8217;t open the doors. Immediately, the weight of unpaid debts flashes through your mind: wages, rent, mortgages, and other financial obligations tied to your business. But you can do nothing\u2014maybe a part of the mall where your business is located caught fire, a car crashed into your storefront, a significant power outage left your area without electricity, or a hurricane swept through and destroyed everything.<br \/>\nIt sends shivers down your spine, right? You&#8217;re not alone. According to a recent survey by Allianz, 31% of business owners say their biggest fear is being forced to close unexpectedly.<br \/>\nThat&#8217;s why having a policy to protect you from a sudden shutdown brings a sense of relief. Business interruption insurance is what you need. While this policy isn&#8217;t typically included in a standard Business Owners Policy (BOP), it&#8217;s a critical add-on that can cover you for up to 30 days of closure.<br \/>\nBusiness interruption insurance will reimburse you for lost income during the downtime, providing a safety net for your finances. It can help you cover payroll, rent, taxes, and other operational costs. This coverage may even pay for temporary leasing to relocate your business or its assets.<br \/>\nRemember, though, that this policy won&#8217;t cover interruptions caused by pandemics or floods.<br \/>\nBusiness interruption insurance is a crucial safety net. Studies show that 25% of businesses forced to close without this insurance never reopen. Those that do manage to survive often do so at significant financial cost.<br \/>\nIf you want to take a proactive step in protecting your business, explore coverage options with 51³Ô¹ÏºÚÁÏÍø. I can\u2019t open my own business, so what should I do?<\/p>\n<p><strong>Call us today for a full rating! <\/strong><a href=\"tel:3057282088\"><strong>305-728-2088<\/strong><\/a><strong>. You can also quote for free <\/strong><a href=\"\/get-a-free-quote\/\"><strong>here<\/strong><\/a><strong>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>I can\u2019t open my own business, so what should I do? Imagine arriving at your store, salon, small hotel, or pizzeria only to find you can&#8217;t open the doors. Immediately, the weight of unpaid debts flashes through your mind: wages, rent, mortgages, and other financial obligations tied to your business. But you can do nothing\u2014maybe [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":48075,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[18],"tags":[],"class_list":["post-48074","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-commercial-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.7 (Yoast SEO v24.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>I can\u2019t open my own business, so what should I do? | 51³Ô¹ÏºÚÁÏÍø<\/title>\n<meta name=\"description\" content=\"I can\u2019t open my own business, so what should I do? 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