{"id":48067,"date":"2024-09-13T14:45:42","date_gmt":"2024-09-13T18:45:42","guid":{"rendered":"https:\/\/www.univistainsurance.com\/?p=48067"},"modified":"2024-09-13T14:45:45","modified_gmt":"2024-09-13T18:45:45","slug":"algunos-seguros-de-vida-no-olvidan-que-usted-tambien-es-importante","status":"publish","type":"post","link":"https:\/\/www.univistainsurance.com\/es\/blog\/algunos-seguros-de-vida-no-olvidan-que-usted-tambien-es-importante\/","title":{"rendered":"Algunos seguros de vida no olvidan que usted tambi\u00e9n es importante"},"content":{"rendered":"<p>Algunos seguros de vida no olvidan que usted tambi\u00e9n es importante. Es bastante conocida la idea de que el seguro de vida sirve para garantizar la protecci\u00f3n financiera de los seres queridos cuando usted ya no est\u00e9. Sin embargo, hay una caracter\u00edstica de los seguros de vida que no se divulga tanto: su capacidad de actuar como un activo financiero, es decir, se puede convertir en dinero en caso de que usted lo necesite.<br \/>\nExisten dos tipos importantes de seguros de vida permanentes con capacidad de usarse como activos financieros: el seguro de vida permanente (whole life insurance) y el seguro de vida universal (universal life insurance).<br \/>\nEl seguro de vida permanente m\u00e1s t\u00edpico es el llamado seguro de vida con ahorro, que, adem\u00e1s de pagar el beneficio de muerte a los seres queridos, permite ahorrar dinero. Cada vez que usted paga la prima del seguro, una parte de la misma se deposita en una cuenta de ahorro. Lo mejor es que usted podr\u00e1 hacer uso de ese dinero cuando lo necesite, de acuerdo con su contrato, sin afectar el beneficio de fallecimiento destinado a sus seres queridos.<br \/>\nEn el caso del seguro de vida universal, que es similar al seguro de vida permanente, pero sus primas son flexibles, m\u00e1s econ\u00f3micas y tambi\u00e9n tienen un componente de ahorro. En ambos casos, se puede solicitar un pr\u00e9stamo contra la p\u00f3liza, pero en el seguro de vida universal el beneficio de fallecimiento no est\u00e1 garantizado.<br \/>\nYa lo sabe, en dependencia del seguro de vida que escoja, adem\u00e1s de proteger a su familia con el beneficio de muerte, usted podr\u00e1 ahorrar dinero para s\u00ed mismo, que podr\u00e1 retirar o tomar prestado a su conveniencia.<br \/>\nSi desea un seguro de vida asequible que proteja a sus seres queridos sin olvidarse de usted, llame a 51³Ô¹ÏºÚÁÏÍø. Algunos seguros de vida no olvidan que usted tambi\u00e9n es importante.<\/p>\n<p><strong>\u00a1Ll\u00e1manos hoy para una completa calificaci\u00f3n! <\/strong><a href=\"tel:3057401340\"><strong>305-740-1340<\/strong><\/a><strong>. Tambi\u00e9n puedes cotizar gratis <\/strong><a href=\"\/es\/cotizacion-gratis\/\"><strong>aqu\u00ed<\/strong><\/a><strong>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Algunos seguros de vida no olvidan que usted tambi\u00e9n es importante. Es bastante conocida la idea de que el seguro de vida sirve para garantizar la protecci\u00f3n financiera de los seres queridos cuando usted ya no est\u00e9. Sin embargo, hay una caracter\u00edstica de los seguros de vida que no se divulga tanto: su capacidad de [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":48059,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[44],"tags":[],"class_list":["post-48067","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-seguro-de-vida"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.6 (Yoast SEO v24.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Algunos seguros de vida no olvidan que usted tambi\u00e9n es importante | 51³Ô¹ÏºÚÁÏÍø<\/title>\n<meta name=\"description\" content=\"Algunos seguros de vida no olvidan que usted tambi\u00e9n es importante. 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