{"id":47282,"date":"2024-08-26T11:21:54","date_gmt":"2024-08-26T15:21:54","guid":{"rendered":"https:\/\/www.univistainsurance.com\/?p=47282"},"modified":"2024-08-26T11:21:55","modified_gmt":"2024-08-26T15:21:55","slug":"como-el-seguro-de-propietario-me-protege","status":"publish","type":"post","link":"https:\/\/www.univistainsurance.com\/es\/blog\/como-el-seguro-de-propietario-me-protege\/","title":{"rendered":"\u00bfC\u00f3mo el seguro de propietario me protege?"},"content":{"rendered":"<p>\u00bfC\u00f3mo el seguro de propietario me protege? Imagine que usted llega a su casa y encuentra la ventana rota. Alguien entr\u00f3 y se llev\u00f3 sus equipos de m\u00fasica y sus instrumentos. Despu\u00e9s del susto y la denuncia policial, algunos due\u00f1os de viviendas desconocen que el seguro de casa cubre los robos y los actos de vandalismo.<br \/>\nExiste la creencia de que tenemos el seguro de propietario porque el prestamista de la hipoteca nos obliga a ello. Es verdad, pero en realidad el seguro de propietario es una p\u00f3liza que usted adquiere para proteger su inversi\u00f3n.<br \/>\nLa p\u00f3liza t\u00edpica de seguro de propietario (HO-3) cubre las estructuras de la vivienda, otras estructuras, pertenencias personales, responsabilidad civil, pagos m\u00e9dicos y gastos de manutenci\u00f3n; este \u00faltimo se activa si, debido a un da\u00f1o cubierto, usted y su familia tienen que abandonar la casa.<br \/>\nEn otras palabras, si un \u00e1rbol cae en el techo y lo da\u00f1a, o se revienta una tuber\u00eda y se inunda la cocina, o le rompen la ventana para entrar a robar, estos da\u00f1os est\u00e1n cubiertos por el seguro de propietario t\u00edpico.<br \/>\nSi el ladr\u00f3n se lleva los instrumentos y sus equipos de m\u00fasica, tambi\u00e9n est\u00e1n cubiertos hasta el l\u00edmite que fije su p\u00f3liza.<br \/>\nSi su casa se incendia, tambi\u00e9n estar\u00e1 cubierta, y al estar incluidos los gastos de manutenci\u00f3n, los d\u00edas que tenga que permanecer en un hotel debido al incendio, tambi\u00e9n estar\u00e1n cubiertos. Lo mismo sucede con las pertenencias que resulten da\u00f1adas en el incendio.<br \/>\nEn fin, el seguro de propietario no es solo para contentar a sus acreedores hipotecarios; esta p\u00f3liza le proporciona a usted la tranquilidad necesaria ante los potenciales da\u00f1os que pueda sufrir su mayor inversi\u00f3n y sus pertenencias, donde quiera que estas est\u00e9n.<br \/>\nSi quiere conocer los detalles espec\u00edficos de su p\u00f3liza de seguro de propietario y ver si puede adquirir un seguro de propietario m\u00e1s barato, comun\u00edquese con 51³Ô¹ÏºÚÁÏÍø. \u00bfC\u00f3mo el seguro de propietario me protege?<\/p>\n<p><strong>\u00a1Ll\u00e1manos hoy para una completa calificaci\u00f3n! <\/strong><a href=\"tel:3052677138\"><strong>305-267-7138<\/strong><\/a><strong>. Tambi\u00e9n puedes cotizar gratis <\/strong><a href=\"\/es\/cotizacion-gratis\/\"><strong>aqu\u00ed<\/strong><\/a><strong>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00bfC\u00f3mo el seguro de propietario me protege? Imagine que usted llega a su casa y encuentra la ventana rota. Alguien entr\u00f3 y se llev\u00f3 sus equipos de m\u00fasica y sus instrumentos. Despu\u00e9s del susto y la denuncia policial, algunos due\u00f1os de viviendas desconocen que el seguro de casa cubre los robos y los actos de [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":47280,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[46],"tags":[],"class_list":["post-47282","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-seguro-de-propiedad"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.7 (Yoast SEO v24.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u00bfC\u00f3mo el seguro de propietario me protege? | 51³Ô¹ÏºÚÁÏÍø<\/title>\n<meta name=\"description\" content=\"\u00bfC\u00f3mo el seguro de propietario me protege? 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