{"id":36837,"date":"2024-03-22T13:09:22","date_gmt":"2024-03-22T17:09:22","guid":{"rendered":"https:\/\/www.univistainsurance.com\/?p=36837"},"modified":"2024-03-22T13:09:23","modified_gmt":"2024-03-22T17:09:23","slug":"necesito-un-seguro-especial-si-yo-hago-uber-o-lyft","status":"publish","type":"post","link":"https:\/\/www.univistainsurance.com\/es\/blog\/necesito-un-seguro-especial-si-yo-hago-uber-o-lyft\/","title":{"rendered":"\u00bfNecesito un seguro especial si yo hago Uber o Lyft?"},"content":{"rendered":"<p>\u00bfNecesito un seguro especial si yo hago Uber o Lyft? La ley de Florida establece que todas las personas que se dediquen a alguna actividad comercial con su veh\u00edculo, deben adquirir un seguro comercial. Por ello, las empresas de viajes compartidos, como Uber y Lyft, por lo general protegen a los choferes que utilizan su plataforma con una p\u00f3liza de seguro especial comercial vinculada a la aplicaci\u00f3n del conductor. Lo curioso de esta cobertura es que pasa por cuatro estadios.<\/p>\n<p>Estado 0: La aplicaci\u00f3n de Uber\/Lyft est\u00e1 apagada y el auto est\u00e1 cubierto por su seguro particular.<\/p>\n<p>Estado 1: La aplicaci\u00f3n de Uber\/Lyft est\u00e1 encendida y el chofer est\u00e1 esperando ser contactado por el cliente. La empresa Uber\/Lyft cubre parcialmente el veh\u00edculo.<\/p>\n<p>Estado 2: La aplicaci\u00f3n est\u00e1 encendida, el chofer contact\u00f3 con el cliente y se encuentra desplaz\u00e1ndose hasta la ubicaci\u00f3n se\u00f1alada. La empresa Uber\/Lyft proporcionar\u00e1 mayor cobertura.<\/p>\n<p>Estado 3: La aplicaci\u00f3n est\u00e1 encendida, el pasajero est\u00e1 dentro del carro. El seguro comercial de la compa\u00f1\u00eda brinda total cobertura hasta que el pasajero abandone el auto y el chofer vuelva al estado 0 \u00f3 1.<\/p>\n<p>No obstante, el conductor de Uber puede optar por expandir la p\u00f3liza con su aseguradora y obtener un seguro especial si yo hago Uber, incluyendo una cobertura especial de viaje compartido que le garantice una mayor protecci\u00f3n y evitar coberturas insuficientes.<\/p>\n<p>Tambi\u00e9n es bueno revisar el contrato de seguro auto vigente, ya que algunas compa\u00f1\u00edas aseguradoras excluyen a aquellos automovilistas que conduzcan con fines comerciales. Si alguien miente al respecto, la compa\u00f1\u00eda podr\u00eda cancelar el contrato e incluso demandarlo por fraude al seguro.<\/p>\n<p>En fin, si va a dedicarse a hacer Uber\/Lyft, lo mejor es contactar a su agente de seguro y analizar todas las implicaciones que esta decisi\u00f3n puede tener en su cobertura de auto. \u00bfNecesito un seguro especial si yo hago Uber o Lyft?<\/p>\n<p>\u00a1Ll\u00e1manos hoy para una completa calificaci\u00f3n! (305) 508-9575. Tambi\u00e9n puedes <a href=\"\/es\/cotizacion-gratis\/\">cotizar gratis aqu\u00ed<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00bfNecesito un seguro especial si yo hago Uber o Lyft? La ley de Florida establece que todas las personas que se dediquen a alguna actividad comercial con su veh\u00edculo, deben adquirir un seguro comercial. Por ello, las empresas de viajes compartidos, como Uber y Lyft, por lo general protegen a los choferes que utilizan su [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":36835,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[48],"tags":[],"class_list":["post-36837","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-seguro-de-vehiculo"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.6 (Yoast SEO v24.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u00bfNecesito un seguro especial si yo hago Uber o Lyft? | 51³Ô¹ÏºÚÁÏÍø<\/title>\n<meta name=\"description\" content=\"\u00bfNecesito un seguro especial si yo hago Uber o Lyft? 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