{"id":27274,"date":"2023-06-30T15:40:57","date_gmt":"2023-06-30T19:40:57","guid":{"rendered":"https:\/\/www.univistainsurance.com\/?p=27274"},"modified":"2024-07-19T10:17:23","modified_gmt":"2024-07-19T14:17:23","slug":"tengo-una-gotera-pongo-un-cubo-o-llamo-al-seguro","status":"publish","type":"post","link":"https:\/\/www.univistainsurance.com\/es\/blog\/tengo-una-gotera-pongo-un-cubo-o-llamo-al-seguro\/","title":{"rendered":"Tengo una gotera, \u00bfpongo un cubo o llamo al seguro?"},"content":{"rendered":"\n<p>Tengo una gotera, Uno de los errores m\u00e1s comunes de los propietarios de casas es que no entienden la p\u00f3liza de seguro que les protege. Muchos ven que tienen da\u00f1ado el techo y que por all\u00ed comienza a filtrarse agua. Entonces, en vez de reparar, esperan a que la gotera se agrande para dar parte al seguro y que \u00e9ste corra con los gastos de la reparaci\u00f3n.<\/p>\n\n\n\n<p>Esto, en la mayor\u00eda de los casos, no sucede. A no ser que la gotera haya sido originada por la ca\u00edda de un \u00e1rbol o el impacto de un objeto contundente durante una tormenta, o sea causado por un operario de alguna compa\u00f1\u00eda que accidentalmente haya hecho un estropicio en la cubierta.<\/p>\n\n\n\n<p>Si la gotera se debe al natural deterioro del techo, ya sea porque es muy viejo o por falta de reparaci\u00f3n, la aseguradora no lo va a cubrir.<\/p>\n\n\n\n<p>Una de las responsabilidades del propietario de una casa es mantener el techo en buen estado y sustituirlo cuando \u00e9ste cumpla su vida \u00fatil, que puede ser de 20 o 25 a\u00f1os. Es muy raro que una aseguradora asuma el cambio de un techo que est\u00e1 pr\u00f3ximo a cumplir el tiempo de vida \u00fatil.<\/p>\n\n\n\n<p>Lo recomendable es inspeccionarlo regularmente para certificar su estado. Es clave para todo aquel que vaya a comprar una casa conocer de antemano las condiciones del techo de la misma y el tiempo que queda para su sustituci\u00f3n, un factor que puede influir en el precio de la vivienda.<\/p>\n\n\n\n<p>Lo dicho, si tiene una gotera, rep\u00e1rela por sus medios y pida la factura para que conste que usted ha hecho el mantenimiento requerido al techo de su hogar.<\/p>\n\n\n\n<p>Contacte con 51³Ô¹ÏºÚÁÏÍø y esclarezca todas las dudas que tenga sobre su p\u00f3liza de seguro. Los especialistas le recomendar\u00e1n los seguros del mercado que mejor se adapten a sus necesidades.<\/p>\n\n\n\n<p><strong>\u00a1Ll\u00e1manos hoy para una completa calificaci\u00f3n! <\/strong><a href=\"tel:3052677138\"><strong>305-267-7138<\/strong><\/a><strong>. Tambi\u00e9n puedes cotizar gratis <\/strong><a href=\"\/es\/cotizacion-gratis\/\"><strong>aqu\u00ed<\/strong><\/a><strong>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Si tienes una gotera, rep\u00e1rala por ti mismo y confirma el mantenimiento. Contacta con 51³Ô¹ÏºÚÁÏÍø para preguntas de seguro.<\/p>\n","protected":false},"author":5,"featured_media":27279,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[46],"tags":[],"class_list":["post-27274","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-seguro-de-propiedad"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.6 (Yoast SEO v24.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Tengo una gotera, \u00bfpongo un cubo o llamo al seguro? | 51³Ô¹ÏºÚÁÏÍø<\/title>\n<meta name=\"description\" content=\"Si tienes una gotera, rep\u00e1rala por ti mismo y confirma el mantenimiento. 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