{"id":25261,"date":"2023-03-03T15:47:33","date_gmt":"2023-03-03T20:47:33","guid":{"rendered":"https:\/\/www.univistainsurance.com\/?p=25261"},"modified":"2024-07-24T12:15:52","modified_gmt":"2024-07-24T16:15:52","slug":"como-reclamar-el-beneficio-de-fallecimiento-del-seguro-de-vida","status":"publish","type":"post","link":"https:\/\/www.univistainsurance.com\/es\/blog\/como-reclamar-el-beneficio-de-fallecimiento-del-seguro-de-vida\/","title":{"rendered":"\u00bfC\u00f3mo reclamar el beneficio de seguro de vida?"},"content":{"rendered":"\n<p>\u00bfC\u00f3mo reclamar el beneficio de fallecimiento del seguro de vida? El objetivo del seguro de vida es proporcionar protecci\u00f3n financiera a los seres queridos que sobrevivan al asegurado. Esta protecci\u00f3n se materializa a trav\u00e9s del beneficio por fallecimiento convenido en el contrato de seguro de vida.<br>Cuando el asegurado deja este mundo, son los familiares sobrevivientes los encargados de reclamar a la compa\u00f1\u00eda de seguros el beneficio de fallecimiento. Para ello es importante localizar la p\u00f3liza y conocer los beneficios asociados a la misma.<br>Para iniciar el reclamo se requiere presentar el certificado de defunci\u00f3n del asegurado. Ese documento se obtiene en la funeraria que estuvo a cargo del entierro. Junto con este certificado, el familiar beneficiario debe rellenar unos formularios con la compa\u00f1\u00eda de seguros. El agente encargado de la p\u00f3liza le puede ayudar en dichos tr\u00e1mites. En caso de no saber qui\u00e9n es el agente, se debe contactar directamente a la compa\u00f1\u00eda aseguradora.<br>Una vez realizado el reclamo, la compa\u00f1\u00eda aseguradora emitir\u00e1 una adjudicaci\u00f3n -settlement- de acuerdo con las condiciones especificadas en el contrato. Al poco tiempo, el familiar beneficiario deber\u00e1 recibir el monto acordado.<br>El procedimiento de reclamo es bastante sencillo, por ello es fundamental tener acceso a la p\u00f3liza, ya que esta es b\u00e1sica para comenzar la reclamaci\u00f3n del beneficio.<br>El beneficiario puede elegir entre recibir en un \u00fanico pago todo el beneficio o acordar recibir pagos parciales, con intereses, pactados de antemano, o un pago vitalicio, tambi\u00e9n acordado con la aseguradora. \u00bfC\u00f3mo reclamar el beneficio de fallecimiento del seguro de vida?<\/p>\n\n\n\n<p><strong>\u00a1Ll\u00e1manos hoy para una completa calificaci\u00f3n!\u00a0<a href=\"tel:3057286352\">(305) 728-6352<\/a>. Tambi\u00e9n puedes cotizar gratis\u00a0<a href=\"\/es\/seguro-de-vida\" target=\"_blank\" rel=\"noreferrer noopener\">aqu\u00ed<\/a>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00bfC\u00f3mo reclamar el beneficio de fallecimiento del seguro de vida? El objetivo del seguro de vida es proporcionar protecci\u00f3n financiera a los seres queridos que sobrevivan al asegurado. Esta protecci\u00f3n se materializa a trav\u00e9s del beneficio por fallecimiento convenido en el contrato de seguro de vida.Cuando el asegurado deja este mundo, son los familiares sobrevivientes [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":25258,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[44],"tags":[],"class_list":["post-25261","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-seguro-de-vida"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.6 (Yoast SEO v24.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u00bfC\u00f3mo reclamar el beneficio de seguro de vida? 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