{"id":25089,"date":"2022-07-19T10:45:10","date_gmt":"2022-07-19T14:45:10","guid":{"rendered":"https:\/\/www.univistainsurance.com\/?p=25089"},"modified":"2023-06-30T17:16:35","modified_gmt":"2023-06-30T21:16:35","slug":"que-coberturas-necesita-el-vehiculo-de-mi-negocio","status":"publish","type":"post","link":"https:\/\/www.univistainsurance.com\/es\/blog\/que-coberturas-necesita-el-vehiculo-de-mi-negocio\/","title":{"rendered":"\u00bfQu\u00e9 coberturas necesita el veh\u00edculo de mi negocio?"},"content":{"rendered":"\t\t
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\u00bfQu\u00e9 coberturas necesita el veh\u00edculo de mi negocio? Para muchas compa\u00f1\u00edas sus veh\u00edculos son un elemento fundamental a la hora de desarrollar su actividad productiva. En este caso se encuentran los contratistas, pintores, servicios de limpieza, jardineros y paisajistas, t\u00e9cnicos de aire acondicionado y enfermeras a domicilio.<\/p>

Si tu compa\u00f1\u00eda brinda alguno de estos servicios, es esencial que los veh\u00edculos utilizados en el negocio est\u00e9n protegidos por un seguro comercial que cubra cualquier da\u00f1o o lesi\u00f3n causado por ti o tus trabajadores. Para ello lo recomendable es que el veh\u00edculo cuente con una p\u00f3liza de responsabilidad civil que cubra las lesiones personales o los da\u00f1os a la propiedad de terceros. Tambi\u00e9n debe tener una cobertura de colisi\u00f3n, para compensar los da\u00f1os causados por otro autom\u00f3vil a un veh\u00edculo de tu compa\u00f1\u00eda, una cobertura integral que cubra los da\u00f1os en tu veh\u00edculo, como consecuencia del vandalismo, robo, ca\u00eddas de \u00e1rboles o granizo. Adem\u00e1s, se recomienda una p\u00f3liza para gastos m\u00e9dicos, que se use en caso de lesiones por accidente y otra que te proteja de los veh\u00edculos sin seguro o con seguro insuficiente.<\/p>

Estas son coberturas generales. Pero cada negocio debe procurar tener las p\u00f3lizas espec\u00edficas de su actividad. Por ejemplo, si el veh\u00edculo es imprescindible, se recomienda tener una p\u00f3liza de reembolso de alquiler, que pueda pagar el alquiler de un veh\u00edculo de sustituci\u00f3n por el tiempo que el carro de la compa\u00f1\u00eda est\u00e9 averiado, tras sufrir un accidente.<\/p>

Si le preocupa el precio del seguro de veh\u00edculo comercial, le diremos que este depender\u00e1 del tipo de auto, la cantidad de millas que recorra al d\u00eda, la clase de negocio y el historial de la persona que lo conduzca.<\/p>

Es oportuno se\u00f1alar que si un auto con seguro privado es utilizado en una actividad comercial y sufre un accidente, es motivo suficiente para que la aseguradora rechace cualquier reclamo.<\/p>

No olvide que en 51³Ô¹ÏºÚÁÏÍø usted puede encontrar el seguro comercial m\u00e1s barato de Florida. \u00bfQu\u00e9 coberturas necesita el veh\u00edculo de mi negocio?<\/p>\n

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\u00a1Ll\u00e1manos hoy para una completa calificaci\u00f3n! 305-728-2088<\/a>. Tambi\u00e9n puedes cotizar gratis aqu\u00ed<\/a>.<\/strong><\/p>\n

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\u00bfQu\u00e9 coberturas necesita el veh\u00edculo de mi negocio? Para muchas compa\u00f1\u00edas sus veh\u00edculos son un elemento fundamental a la hora de desarrollar su actividad productiva. En este caso se encuentran los contratistas, pintores, servicios de limpieza, jardineros y paisajistas, t\u00e9cnicos de aire acondicionado y enfermeras a domicilio. Si tu compa\u00f1\u00eda brinda alguno de estos servicios, […]<\/p>\n","protected":false},"author":8,"featured_media":27364,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[40],"tags":[],"class_list":["post-25089","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-seguro-comercial"],"acf":[],"yoast_head":"\n\u00bfQu\u00e9 coberturas necesita el veh\u00edculo de mi negocio? | 51³Ô¹ÏºÚÁÏÍø<\/title>\n<meta name=\"description\" content=\"\u00bfQu\u00e9 coberturas necesita el veh\u00edculo de mi negocio? 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