{"id":23066,"date":"2022-07-14T10:46:45","date_gmt":"2022-07-14T14:46:45","guid":{"rendered":"https:\/\/www.univistainsurance.com\/?p=23066"},"modified":"2024-07-24T14:33:46","modified_gmt":"2024-07-24T18:33:46","slug":"el-valor-de-reemplazo-es-la-mejor-arma-contra-la-inflacion","status":"publish","type":"post","link":"https:\/\/www.univistainsurance.com\/es\/blog\/el-valor-de-reemplazo-es-la-mejor-arma-contra-la-inflacion\/","title":{"rendered":"La mejor arma contra la inflaci\u00f3n"},"content":{"rendered":"\n<p>El valor de reemplazo es la mejor arma contra la inflaci\u00f3n. Muchos especialistas recomiendan asegurar la vivienda por el costo de reemplazo. O sea, por el costo necesario para reparar o reconstruir la propiedad en su totalidad. En caso de sufrir un da\u00f1o cubierto por la p\u00f3liza, por ejemplo, un incendio, la aseguradora le reembolsar\u00e1 el costo necesario para reconstruirla, dentro de los l\u00edmites marcados en su p\u00f3liza. Ese monto debe ser suficiente para reparar los da\u00f1os con materiales de la misma calidad que usted tiene en su casa en la actualidad, sin tener en cuenta la depreciaci\u00f3n por el paso del tiempo.<br>Al asegurar una propiedad por el costo de reemplazo usted tiene m\u00e1s oportunidad de volver a su estado original tras sufrir un da\u00f1o cubierto. Tal vez se pregunte, c\u00f3mo calcular el costo de reemplazo. Pues, lo recomendable es que se asesore con un contratista que le proporcione un informe detallado de los costes de reconstrucci\u00f3n y reemplazo de los diferentes sistemas de su vivienda.<br>Eso s\u00ed, es su responsabilidad revisar cada a\u00f1o c\u00f3mo puede influir la inflaci\u00f3n en el costo de reemplazo. Sobre todo con los niveles actuales de inflaci\u00f3n, el aumento registrado en el precio de los distintos materiales de construcci\u00f3n, en la mano de obra y el precio del transporte.<br>Para evitar tener que estar pendiente de este detalle usted puede agregar en su contrato la cl\u00e1usula de inflaci\u00f3n que se encarga de ajustar autom\u00e1ticamente los costos de construcci\u00f3n a la inflaci\u00f3n del momento.<br>Existe otra forma de cobertura basada en el valor de mercado de su propiedad. Es decir el precio que un comprador pagar\u00eda por su vivienda en ese momento. Sucede que, a veces, los trabajos de reconstrucci\u00f3n que necesita su casa superan el costo de mercado de la misma.<br>Le recomendamos que converse con su agente de seguro, quien le recomendar\u00e1 la mejor opci\u00f3n para asegurar su propiedad. No pase por alto que en 51³Ô¹ÏºÚÁÏÍø puede encontrar el seguro de casa m\u00e1s barato de Florida. El valor de reemplazo es la mejor arma contra la inflaci\u00f3n.<\/p>\n\n\n\n<p><strong>\u00a1Ll\u00e1manos hoy para una completa calificaci\u00f3n!\u00a0<a href=\"tel:3052677138\">(305) 267-7138<\/a>. Tambi\u00e9n puedes cotizar gratis\u00a0<a href=\"\/es\/seguro-de-vivienda-y-propiedad\/casa\" target=\"_blank\" rel=\"noreferrer noopener\">aqu\u00ed<\/a>.\u00a0<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>El valor de reemplazo es la mejor arma contra la inflaci\u00f3n. Muchos especialistas recomiendan asegurar la vivienda por el costo de reemplazo. O sea, por el costo necesario para reparar o reconstruir la propiedad en su totalidad. En caso de sufrir un da\u00f1o cubierto por la p\u00f3liza, por ejemplo, un incendio, la aseguradora le reembolsar\u00e1 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":23064,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[46],"tags":[],"class_list":["post-23066","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-seguro-de-propiedad"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.6 (Yoast SEO v24.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>La mejor arma contra la inflaci\u00f3n | 51³Ô¹ÏºÚÁÏÍø<\/title>\n<meta name=\"description\" content=\"&gt;El valor de reemplazo es la mejor arma contra la inflaci\u00f3n. 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