{"id":13976,"date":"2023-06-30T17:52:45","date_gmt":"2023-06-30T21:52:45","guid":{"rendered":"https:\/\/www.univistainsurance.com\/blog\/three-key-steps-after-a-car-accident\/"},"modified":"2024-07-17T15:13:53","modified_gmt":"2024-07-17T19:13:53","slug":"three-key-steps-after-a-car-accident","status":"publish","type":"post","link":"https:\/\/www.univistainsurance.com\/blog\/three-key-steps-after-a-car-accident\/","title":{"rendered":"Three key steps after a car accident"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"13976\" class=\"elementor elementor-13976\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6dc1269 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6dc1269\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-13a9da11\" data-id=\"13a9da11\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-161eece9 elementor-widget elementor-widget-text-editor\" data-id=\"161eece9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Three key steps after a car accident. In Florida, there are around 200,000 car accidents annually. According to these statistics, it is very likely that you will be involved in a road incident at some point in your life. The question that arises is, what steps should you take after the accident?<\/p>\n<p>Legally, you can file an insurance claim without a police report if it is a minor accident. In other words, if it is a small collision with another car where no one is injured and there are no significant material damages. However, the police report can still be useful.<\/p>\n<ul>\n<li><b>Report the accident<\/b><\/li>\n<\/ul>\n<p>If the damages from the accident exceed $500, or if someone dies or is injured, if you suspect the other driver is under the influence of alcohol, or if the vehicles are in such a state that a tow truck is needed to move them, the law requires you to call 911, provide the location, and explain if medical assistance is needed. Make the police report.<\/p>\n<ul>\n<li><b>Gather information<\/b><\/li>\n<\/ul>\n<p>In such circumstances, try to write down the license plate numbers of the vehicles involved and, if possible, take some pictures of the accident. Do not argue with the other person; try to be supportive, offer any assistance needed, and exchange personal information: name, address, and most importantly, insurance details.<\/p>\n<ul>\n<li><b>Contact your insurance company<\/b><\/li>\n<\/ul>\n<p>The next step is to contact your insurance company. If you have any questions about the coverage benefits, it is advisable to call them from the scene of the accident. Remember that in order to obtain the coverage benefits from your policy, you must report the incident within a reasonable time period, as specified in your contract, otherwise, the company may deny coverage.<\/p>\n<p>An additional piece of advice, if the accident is very minor, no one is injured, and the cost of repairing your car is equal to or lower than your deductible, you may not be interested in filing an insurance claim. In these circumstances, you will end up paying the entire deductible, and it is likely that your monthly premium will increase after filing the claim. Three key steps after a car accident.<\/p>\n<p><b>Call us today for a full qualification! <a href=\"tel:3055089575\">305-508-9575<\/a>. You can also quote for free <a href=\"\/auto-insurance\/\">here<\/a>.<\/b><br><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Three key steps after a car accident. In Florida, there are around 200,000 car accidents annually. According to these statistics, it is very likely that you will be involved in a road incident at some point in your life. The question that arises is, what steps should you take after the accident? Legally, you can [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":27422,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[20],"tags":[],"class_list":["post-13976","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vehicle-insurance"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v24.6 (Yoast SEO v24.6) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Three key steps after a car accident | 51³Ô¹ÏºÚÁÏÍø<\/title>\n<meta name=\"description\" content=\"Three key steps after a car accident. 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