51³Ô¹ÏºÚÁÏÍø

My car was submerged after Hurricane Helene; what should I do? Hurricane Helene has just ravaged northern Florida, the Carolinas, Georgia, Tennessee, and Virginia, leaving behind a trail of destruction, flooding, and tragic losses.
The images of entire areas underwater are heartbreaking. The flooding and mud have impacted schools, hospitals, homes, businesses, and vehicles.
While most people know they need flood insurance for their homes, it’s important to remember that your cars can also be at risk of being submerged in floodwaters. Don’t overlook this crucial aspect of protection for your vehicles.
If your vehicle was damaged by the torrential rains that followed Helene, we have good and bad news for you. Which one should we start with?
The bad news is that if you only have Florida’s minimum insurance coverage, PIP (personal injury protection) which covers medical expenses for you and your passengers, and PDL (property damage liability) which covers damage to other people’s property, you’ll be responsible for paying out-of-pocket to repair your submerged vehicle.
The good news? If you have comprehensive coverage, your car is shielded against natural disasters, including hail, falling trees, and floods. This means your insurer will cover damage to your electrical system, transmission, engine, or even ruined upholstery caused by water. You’ll have to pay the deductible as stated in your policy, but the peace of mind is priceless.
Remember, if you need affordable auto insurance, call 51³Ô¹ÏºÚÁÏÍø. We understand the financial strain that can come with unexpected disasters, and we’re here to provide you with a solution that won’t break the bank. My car was submerged after Hurricane Helene; what should I do?

Call us today for a full rating! 305-985-4126. You can also quote for free here.