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We’ve heard a lot about home automation and smart homes. This concept refers to technology that allows you to maintain full control of your house, even if you’re thousands of miles away.

How Does a Smart Home Work?

Imagine a property in Kendall with a small garden, four bedrooms, two bathrooms, a kitchen, a garage, and a pool. With home automation technology, you can install:

• Surveillance cameras.
• Doorbells with built-in cameras.
• Smoke, motion, and water sensors.
• Electronic locks with remote access codes.
• Automated irrigation systems.
• Pool filters controlled by a computer.
• Smart electricity meters.
• Monitoring systems connected to police and fire services.

For instance, you could unlock your door using a code on your smartphone, no keys required. If someone rings the doorbell, you can see who it is and decide whether to grant them access, even if you’re in another country. Temporary access codes can also be created for family members, technicians, or workers.

Smart home systems allow you to monitor your children remotely, control your garden’s irrigation, manage energy consumption, adjust lighting and temperature, and even check your refrigerator contents from your smartphone.

Security and Savings with Home Automation

Smart home systems not only save time and energy but also ensure safety. If an intruder attempts to enter, the system will trigger an alarm, record the event, and notify the police. Additionally, it detects smoke or water leaks inside the home, alerting firefighters to prevent further damage.

How Does Homeowners Insurance Play a Role?

While home automation significantly enhances your home’s safety and functionality, it doesn’t replace a good homeowners insurance policy. This type of coverage protects against unexpected damages like hurricanes, fires, or vandalism and addresses liability for third-party accidents on your property.

An added benefit is that many insurance companies offer discounts for homes with 24/7 monitored security systems.

Become a Smart Homeowner

Transforming your home into a smart home in 2025 is a decision that combines technology, convenience, and security. If you want to learn how this investment could impact your homeowners insurance costs, contact a 51³Ô¹ÏºÚÁÏÍø agent for more information.