I am diabetic, can I purchase life insurance? Many diabetics believe that they cannot have life insurance because of their condition. That idea is not entirely correct, there are insurances for both Type 1 and Type 2 diabetics.
A person with diabetes may be interested in term insurance as it is cheaper than permanent life insurance. In addition, they can be contracted for 30, 20, 15, or 10 years. In the event of the death of the insured within the contracted period, the family would not be financially unprotected by being able to benefit from the death benefit.
There are other diabetics who opt for permanent insurance, because, despite being more expensive, in addition to the death benefit, the insured has the opportunity to accumulate a portion of his policy in a fund. Money that can be used to supplement your income when you are retired.
In the United States, there are about 26 million diabetics. We do not want to mislead anyone, Type 1 diabetics will pay more for their life insurance policies, but it will not be impossible for them to obtain them. I am diabetic, can I purchase life insurance?
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